Québec Money-Services Business Licensing

A provincial assessment, not a FINTRAC substitute

Québec has its own licensing framework for money-services businesses, administered by Revenu Québec. The current official money-services pages are the starting point for determining whether your activities require a provincial licence. A FINTRAC registration does not replace this assessment.

Check the service and operating footprint

Review the categories of money services covered by the provincial framework and how your business carries them on in Québec. Distinguish your own services from those performed by agents or partners. Do not assume the federal and provincial definitions are identical.

Remote delivery, multiple locations and agent arrangements can complicate the assessment. Where the guidance does not resolve your situation, seek clarification from the authority or qualified Québec counsel before relying on a general description.

Keep provincial information aligned with the business

Use Revenu Québec’s current instructions for applications, required information and changes after licensing. Coordinate the provincial file with your federal registration and compliance records, while keeping the obligations distinct. This page is an orientation, not an application or confirmation that a licence is required for every operating model.